# Cleverea

> Cleverea is a Spanish digital insurance and telecommunications platform (insurtech) offering car, motorcycle, home, life, bicycle, scooter insurance, civil liability for dogs, and fiber/mobile services. All services are managed through a single app with 24/7 customer support. Regulated by DGSFP (AS-0103).

## About Cleverea

Cleverea is a neoinsurance company that consolidates all household services (insurance, fiber, mobile, and energy) into one platform. Founded to provide flexible, transparent, and digital insurance solutions, Cleverea offers competitive pricing with multi-contract discounts, quick online contracting (under 2 minutes), and comprehensive customer service via WhatsApp, phone, and email. The company is regulated by the Dirección General de Seguros y Fondos de Pensiones (DGSFP) under registration number AS-0103.

## Main Services

### Insurance Products

- [Car Insurance](https://www.cleverea.com/es/seguros-movilidad/coche/seguro-coche): Comprehensive car insurance starting from €15/month with fast claims processing
- [Motorcycle Insurance](https://www.cleverea.com/es/seguros-movilidad/moto/seguro-terceros-moto): Third-party and comprehensive motorcycle coverage from €5/month
- [Home Insurance](https://www.cleverea.com/es/seguros-hogar/seguro-para-propietarios): Homeowners insurance from €5/month with full coverage options
- [Tenant Insurance](https://www.cleverea.com/es/seguros-hogar/seguro-para-inquilinos): Specialized insurance for renters from €5/month
- Health Insurance (coming soon): Health coverage starting from €9.5/month — not yet available, work in progress
- [Life Insurance](https://www.cleverea.com/es/seguro-vida): Life insurance policies from €20/month (NEW)
- [Insurance by Days](https://www.cleverea.com/es/seguros-movilidad/seguro-por-dias): Flexible daily insurance from €2/day (NEW)
- [Bicycle Insurance](https://www.cleverea.com/es/seguros-movilidad/bicicleta/seguro-bicicleta): Coverage for bicycles from €2/month
- [Electric Scooter Insurance](https://www.cleverea.com/es/seguros-movilidad/patinetes/seguro-patinete-electrico): E-scooter insurance from €2/month
- [Dog Civil Liability Insurance](https://www.cleverea.com/es/seguro-responsabilidad-civil-perros): Civil liability coverage for dogs from €3/month

### Telecommunications

Telecommunications products (mobile, fiber, and combined packages) are being rebuilt and currently not available for online purchase. Sales are paused while the catalog is reorganized. Customers interested can subscribe via the homepage or contact support for updates.

## Customer Support

- [Claims Management](https://www.cleverea.com/es/siniestros): Fast and simple claims reporting system
- [Report a Claim](https://www.cleverea.com/es/siniestros/reportar-siniestro): Direct claim submission portal
- [Roadside Assistance](https://www.cleverea.com/es/asistencia-carretera): 24/7 emergency roadside support
- [FAQs](https://help.cleverea.com/es/ayuda): Comprehensive help center with frequently asked questions
- [Customer Area](https://app.cleverea.com/): Access to manage all contracts and policies

## Company Information

- [About Us](https://www.cleverea.com/es/sobre-nosotros): Company history, mission, and evolution from 2020 to present
- [Press](https://www.cleverea.com/es/prensa): Media coverage and press releases
- [Partners Program](https://www.cleverea.com/es/partners): Become a Cleverea partner and generate additional income
- [Mediators](https://www.cleverea.com/es/mediadores): Information for insurance mediators
- [Refer a Friend](https://www.cleverea.com/es/invita-a-un-amigo): Referral program benefits
- [News](https://www.cleverea.com/es/novedades): Latest updates and product launches
- [Blog](https://www.cleverea.com/blog): Articles about insurance, mobility, and household services
- [Careers](https://cleverea.factorialhr.com/#jobs): Job opportunities at Cleverea

## Legal Information

- [Privacy Policy](https://legal-public-docs-cleverea.s3-eu-west-1.amazonaws.com/Privacy_policy/Cleverea_Privacy_Policy_ES.pdf): Data protection and privacy practices
- [Cookie Policy](https://legal-public-docs-cleverea.s3-eu-west-1.amazonaws.com/Cookies/Cleverea_Cookies_Policy_ES.pdf): Information about cookie usage
- [Legal Notice & Terms of Use](https://legal-public-docs-cleverea.s3-eu-west-1.amazonaws.com/Legal_Notice_and_Terms_of_Use/Cleverea_Legal_Notice_and_Terms_of_Use_ES.pdf): Website terms and conditions
- [General Conditions](https://www.cleverea.com/es/condiciones-generales): Service terms and conditions
- [Promotions](https://www.cleverea.com/es/promociones): Current promotional offers

## Optional Resources

- [Product Portfolio](https://www.cleverea.com/es/cartera-productos): Complete overview of all available products
- [Download App](https://www.cleverea.com/es/descarga-la-app): Mobile app download links for iOS and Android

## Contact

- Phone: (+34) 932 20 98 42
- Website: https://www.cleverea.com
- Customer support: Available via WhatsApp, phone, and email (Monday to Sunday)
- Regulation: DGSFP Registration AS-0103

## Key Features

- **Multi-service Platform**: Insurance, telecommunications, and energy in one place
- **Multi-contract Discounts**: Save more by bundling services
- **Quick Contracting**: Complete online contracting in under 2 minutes
- **24/7 Support**: Customer service available around the clock via WhatsApp
- **Digital First**: Full management through mobile app
- **No Permanence**: Flexible contracts without long-term commitments
- **Automated Cancellation**: Cleverea handles cancellation with previous providers

---

Last Updated: 2026-05-20